Why is an entire town in Vermont having trouble borrowing money? Apparently TRW accidentally gave everyone in the town of Norwich, Vermont, a bad credit report. An anomaly, says TRW. The problem began with Margaret Herr, a Vermont housewife who works part-time for a Georgia company that gathers information for TRW on delinquent property taxes, among other things. http://www.thebusinessheaven.com/articles/the-expanding-role-of-credit-bureaus.html